When is the Right Time to Start Pre-Planning a Funeral?

When is the Right Time to Start Pre-Planning a Funeral?

April 14, 2025

At Cypress Funeral & Cremation Services, we know that talking about funeral planning isn’t always easy. It’s a subject many people prefer to avoid and/or to think about later. But in our experience working with families throughout the BC Interior, one thing is always clear: funeral pre-planning brings peace of mind, and the best time to do it is often earlier than you think.

So when is the right time to start planning a funeral? Let’s explore that together.

Why Funeral Pre-Planning Matters

When a loved one passes away, families are left making dozens of emotional and financial decisions—often under pressure and without knowing exactly what their loved one would have wanted. That’s where funeral pre-planning becomes a true act of kindness. It removes guesswork, eases stress, and ensures your personal wishes are honoured.

At Cypress Funeral & Cremation Services, we see time and again how much comfort a pre-arranged funeral brings to grieving families. It’s one of the most thoughtful and considerate steps you can take for those you love.

When Should You Start Planning a Funeral?

There’s no “one-size-fits-all” answer, but here are some of the most common and meaningful times to consider beginning the funeral pre-planning process.

pre-planning a funeral

1. You’re 50 or Older

Your 50s are a great time to begin planning. Most people are in good health and have clarity about their values and preferences. It’s also a time when many are organizing their estates, reviewing insurance policies, and thinking about retirement, making pre-arranging your funeral a natural part of that process.

2. You have a Health Condition

Facing a health diagnosis often leads to deeper reflection about the future. While it’s never too late to begin planning a funeral, starting early while you’re able to make informed decisions allows for more control, personalization, and comfort.

3. You’ve Recently Lost a Loved One

Losing someone close can be a powerful reminder of how important it is to prepare. At Cypress, we often meet families who say, “I wish we’d had a plan in place.” If you’ve experienced this, now may be the right time to ensure your loved ones won’t be in that position when your time comes.

4. You’re Organizing Your Affairs

Are you updating your will, setting up a power of attorney, or getting your documents in order? Adding funeral pre-planning to your checklist helps round out your end-of-life planning and gives your family one less thing to worry about.

5. You Simply Want Peace of Mind

You don’t need to wait for a milestone birthday or a life event. Many people choose to start planning a funeral simply because they want to take control of their legacy and ease the burden on others. If the thought has crossed your mind, that’s often the best sign it’s time.

Common Myths About Funeral Pre-Planning

Even though it’s practical, many people put off pre-arranging a funeral due to some common misconceptions. Here’s the truth:

  • “I’m too young to think about this.”
    Funeral pre-planning isn’t just for seniors. Many people in their 30s and 40s take the step simply to be prepared and ensure their wishes are known.
  • “Talking about death is bad luck.”
    In reality, starting the conversation brings peace, not fear. Planning ahead is empowering, not ominous.
  • “My family will know what to do.”
    Even the closest families may not be sure what you’d want. Making your wishes clear is a gift of guidance during one of life’s most difficult times.

How to Start the Conversation with Loved Ones

At Cypress Funeral & Cremation Services, we understand how delicate these conversations can be. Here are a few ways to make them easier:

pre-plan for your family
  1. Pick a Calm Moment
    Choose a relaxed setting when everyone is open to talking, not during a crisis or family event.
  2. Explain Your Intentions
    Let them know that you’re pre-planning a funeral because you care. It’s about easing their future burden, not anticipating anything immediate.
  3. Make It Personal
    Share why you’re considering this step. Maybe you attended a service recently or want to ensure your values are reflected in your arrangements.
  4. Involve Them in the Process
    Invite your family to be part of the conversation. You might even visit Cypress together to learn about options and ask questions.
  5. Reassure and Normalize
    Remind them this is just smart, thoughtful planning, like creating a will or setting up insurance.

Getting Started with Cypress Funeral & Cremation Services

If you’re wondering what the first step is, don’t worry—we’re here to guide you. Whether you’re just gathering information or ready to create a full pre-arranged plan, we’ll support you every step of the way.

Some of the key things we’ll help you explore include:

  • Burial vs. cremation preferences
  • Service style (traditional, celebration of life, religious, etc.)
  • Special touches (music, readings, photos, keepsakes)
  • Payment options
  • Documenting your plan for your family’s peace of mind

Final Thoughts

So, when is the right time to start planning a funeral? If you’re reading this, the answer might be “now”. Whether you’re 40, 65, or somewhere in between, funeral pre-planning isn’t about expecting the worst—it’s about loving your family enough to plan for the inevitable in a calm, clear, and respectful way. At Cypress Funeral & Cremation Services, we believe every person deserves a service that reflects who they are. Every family deserves support and simplicity during their time of grief.

Want to begin your pre-planning journey?
Reach out to Cypress Funeral & Cremation Services today to learn more or start pre-planning with our online form. We’re honoured to help you put your wishes in place.

Your Plan. Your Legacy. Your Way.

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